Finance tool
APR Calculator
Estimate the real borrowing cost by comparing principal, interest, and upfront fees in one clean view.
Estimated APR6.63%
Annualized from the payment schedule and fees
Loan details
APR is estimated from the payment stream and the net amount you actually receive after fees.
Results
Estimated APR6.63%
Monthly payment$2,212.24
Total interest$446,405.71
Upfront fees$4,800.00
Total repayment$796,405.71
Amount financed$345,200.00
Total cost$801,205.71
This uses a standard amortized loan model. Real disclosures may vary slightly if there are prepaid items, insurance, or odd payment timing.